About Us

Winter-Dent & Company is a complete Insurance, Benefits and Financial services firm founded in 1912.  Like many firms, our organization provides a "broad array of products and services" to our clients. Unlike most, each of our people are highly specialized and focused in their own area of expertise. Our featured brands include Allied Insurance, Nationwide Insurance, Progressive Insurance and many more to fit your needs.  You benefit from the knowledge and experience of a dedicated specialist serving you in each product line, all seamlessly coordinated through our organization as your Total Service Team!

Our staff of 40 plus, located in our Columbia and Jefferson City offices, has literally hundreds of years of industry experience between them. Many of our people maintain advanced professional degrees in their own field of specialty. The firm encourages and supports this ongoing effort to attain professional knowledge and excellence, through continuing education for our staff.  We service the Columbia, Jefferson City, Lake Ozark, Fulton, Sedalia, Mexico and surrounding cities in Missouri.  We are available to assist you in every type of insurance or bond you may need for your business or personal needs.

PERSONAL INSURANCE
Personal Insurance Specialists focus on your personal coverage program to include:
-Home & Property Insurance
-Tenants Coverage
-Personal Automobile, Boat and Yacht Coverage
-Personal Umbrella Insurance
-Health Insurance
-Life Insurance
-Farm Insurance
We utilize quality insurance companies offering competitive rates. Obtaining a free quote is a simple process, and could save you substantial premium.

FINANCIAL SERVICES
Within our Financial Services division, we have Representatives who can provide services in the following areas: Estate and Business Continuation, Strategies Retirement Plans for Businesses, Life Insurance, Annuities, Disability Income Insurance, and Long-Term Care Insurance. Through our broker-dealer we also have an Investment Advisor Representative and registered representative who can offer services in the areas of: Mutual Funds, General Securities, Personal Investment and Retirement Planning, and Access to Separately Managed Accounts.  Our People have the knowledge and experience to assist you with all of your financial services needs from a term life insurance policy or 401(k) rollover, to complete financial and life insurance needs analysis and strategy.

COMMERCIAL INSURANCE
We have many satisfied clients from the smallest start-up business to some of the largest multi-State companies in the area. In addition to competitive coverage and quality insurance companies, we have dedicated Safety and Claims services on staff, and a combined wealth of experience in many different industries. Some of our "specialists" focus on your business insurance to include: Commercial Property, General Liability, Professional Liability, Business Automobile and Workers Compensation.

SURETY & BOND SERVICES
A Bond is a financial guarantee underwritten and backed by one of our bond companies. We believe that bonds are a "specialty" all their own, especially when they are a critical part of our client's business. As an example, many contractors could not bid certain jobs if they were unable to provide a bond.
Bond products may include:
-Construction Bid Bonds
-Performance and Payment Bonds
-ERISA Bonds
-Fidelity Bonds

BENEFITS SERVICES
Our Employee Benefits department is a highly specialized team of professionals that concentrate on your company's employee benefits program to include: Group Health insurance Short Term Disability Insurance Long Term Disability Insurance Dental Insurance Vision Insurance Group Life Insurance Cafeteria Plans Voluntary Plans Employers spend a substantial amount of their income to provide benefits programs for their employees. The goal of our benefits specialists will be to maximize the value of your benefit dollars, by maintaining competitive programs and working with your employees through education and assistance.

ACCREDITATION
Winter-Dent is committed to the communities in which they serve with membership in both the Columbia and Jefferson City Chamber of Commerce.  An A+ rating has been earned over the years in providing quality insurance service with the Better Business Bureau.  Winter-Dent is a Trusted Choice Independent Insurance provider.

OUR HOURS
We are available to serve your insurance needs Monday through Friday 8:00 a.m. to 5:00 p.m.

Accepted methods of payment include:  Cash, Check, Visa, MasterCard, Traveler's Checks, Financing and Invoicing.

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